{"id":2271,"date":"2026-01-17T15:28:43","date_gmt":"2026-01-17T15:28:43","guid":{"rendered":"https:\/\/www.kayaismail.com\/?p=2271"},"modified":"2026-01-17T15:28:43","modified_gmt":"2026-01-17T15:28:43","slug":"tsb-turkiye-sigorta-birligi-aralik-2025-istatistikleri-belli-oldu","status":"publish","type":"post","link":"https:\/\/www.kayaismail.com\/index.php\/2026\/01\/17\/tsb-turkiye-sigorta-birligi-aralik-2025-istatistikleri-belli-oldu\/","title":{"rendered":"TSB (T\u00fcrkiye Sigorta Birli\u011fi) Aral\u0131k 2025 \u0130statistikleri Belli Oldu"},"content":{"rendered":"\n

Net Konu\u015fay\u0131m k\u00f6\u015femde bug\u00fcn Sigorta Sekt\u00f6r\u00fc Aral\u0131k 2025 \u0130statistiklerini yorumluyoruz.
Sigorta Sekt\u00f6r\u00fc i\u00e7in 2025 y\u0131l\u0131, \u00e7ok fazla k\u0131r\u0131lman\u0131n ya\u015fand\u0131\u011f\u0131 ve de\u011fi\u015fkenli\u011fin fazla oldu\u011fu bir y\u0131l oldu. \u0130ni\u015fleri ve \u00e7\u0131k\u0131\u015flar\u0131 ile, sermaye oda\u011f\u0131n\u0131n \u00e7ok \u00e7ok \u00f6n plana al\u0131nd\u0131\u011f\u0131, s\u0131k\u0131 denetimlerin ve mevzuat de\u011fi\u015fikliklerinin \u00e7ok fazla ya\u015fand\u0131\u011f\u0131 bir y\u0131l\u0131 geride b\u0131rakt\u0131k.<\/p>\n\n\n\n

Haz\u0131rlanan Raporlamaya G\u00f6re;<\/p>\n\n\n\n

\ud83d\udd39Hayat ve Hayat D\u0131\u015f\u0131 Olmak \u00fczere bir \u00f6nceki y\u0131l ayn\u0131 d\u00f6neme g\u00f6re T\u00fcrk Sigorta Sekt\u00f6r\u00fc %45 lik bir b\u00fcy\u00fcme sa\u011flayarak 1.2 trilyon Toplam Prim \u00dcretimine Ula\u015ft\u0131.<\/p>\n\n\n\n

\ud83d\udd39Hayat D\u0131\u015f\u0131 Toplam Prim 1 trilyon s\u0131n\u0131r\u0131n\u0131 biraz a\u015farken, hayat \u015eirketleri taraf\u0131ndan 2025 y\u0131l\u0131nda toplam 178 milyar prim \u00fcretimine ula\u015f\u0131lm\u0131\u015ft\u0131r.<\/p>\n\n\n\n

Bran\u015f Bazl\u0131 Analiz Yapt\u0131\u011f\u0131m\u0131zda (2025 Y\u0131ll\u0131k)<\/p>\n\n\n\n

Hastal\u0131k-Sa\u011fl\u0131k Sigortalar\u0131<\/p>\n\n\n\n

\u00b7 2025 Y\u0131ll\u0131k \u00dcretim: 212 milyar TL<\/p>\n\n\n\n

\u00b7 2024 Y\u0131ll\u0131k \u00dcretim: 136 milyar TL<\/p>\n\n\n\n

\u00b7 Pazar Pay\u0131: %20<\/p>\n\n\n\n

\u00b7 Y\u0131ll\u0131k Art\u0131\u015f: %55 (reel art\u0131\u015f %18)<\/p>\n\n\n\n

Kara Ara\u00e7lar\u0131 (Kasko dahil)<\/p>\n\n\n\n

\u00b7 2025 Y\u0131ll\u0131k \u00dcretim: 147 milyar TL<\/p>\n\n\n\n

\u00b7 2024 Y\u0131ll\u0131k \u00dcretim: 112 milyar TL<\/p>\n\n\n\n

\u00b7 Pazar Pay\u0131: %15<\/p>\n\n\n\n

\u00b7 Y\u0131ll\u0131k Art\u0131\u015f: %31 (reel olarak %0,1 art\u0131\u015f)<\/p>\n\n\n\n

Trafik (Ye\u015fil Kart Dahil)<\/p>\n\n\n\n

. 2025 Y\u0131ll\u0131k \u00dcretimi: 261 milyar TL<\/p>\n\n\n\n

. 2024 Y\u0131ll\u0131k \u00dcretimi: 185 milyar TL<\/p>\n\n\n\n

. Pazar Pay\u0131: %25<\/p>\n\n\n\n

. Nominal Art\u0131\u015f: %41 ( Reel art\u0131\u015f Oran\u0131 : %8)<\/p>\n\n\n\n

Yang\u0131n ve Do\u011fal Afet<\/p>\n\n\n\n

\u00b7 2025 Y\u0131ll\u0131k \u00dcretimi : 166 Milyar TL<\/p>\n\n\n\n

\u00b7 2024 Y\u0131ll\u0131k \u00dcretimi : 122 Milyar TL<\/p>\n\n\n\n

\u00b7 Pazar Pay\u0131 : %15<\/p>\n\n\n\n

\u00b7 Y\u0131ll\u0131k Art\u0131\u015f : %35 ( Reel olarak %3 Art\u0131\u015f )<\/p>\n\n\n\n

Hayat Bran\u015f\u0131<\/p>\n\n\n\n

\u00b7 2025 Y\u0131ll\u0131k \u00dcretimi : 178 Milyar TL<\/p>\n\n\n\n

\u00b7 2024 Y\u0131ll\u0131k \u00dcretimi : 100 Milyar TL<\/p>\n\n\n\n

\u00b7 Pazar Pay\u0131 : %15<\/p>\n\n\n\n

\u00b7 Y\u0131ll\u0131k Art\u0131\u015f : %80 ( Reel Art\u0131\u015f Oran\u0131: %36)<\/p>\n\n\n\n

Toplam prim \u00fcretimi a\u00e7\u0131s\u0131ndan ilk 3 s\u0131rada ise;<\/p>\n\n\n\n

\ud83d\udc491 – T\u00fcrkiye Sigorta 147 milyar prim \u00fcretimi ve %12 lik pazar pay\u0131 ile birinci,<\/p>\n\n\n\n

\ud83d\udc492 – Allianz Sigorta 115 milyar prim \u00fcretimi ve %9.4 pazar pay\u0131 ile ikinci ,<\/p>\n\n\n\n

\ud83d\udc493 – Anadolu Sigorta 98 milyar prim \u00fcretimi ve %8 lik pazar pay\u0131 ile \u00fc\u00e7\u00fcnc\u00fc s\u0131rada yer alm\u0131\u015ft\u0131r.
\ud83d\udc49 Trafik Bran\u015f\u0131nda, en \u00e7ok prim \u00fcretimi yapan ilk 3 \u015firket ( Quick Sigorta \u2013 Sompo Sigorta ve Hdi Sigorta ) oldu.
\ud83d\udc49Kasko Bran\u015f\u0131nda, en \u00e7ok prim \u00fcretimi yapan ilk 3 \u015firket ( Anadolu Sigorta \u2013 T\u00fcrkiye Sigorta \u2013 Sompo Sigorta ) oldu.
\ud83d\udc49Yang\u0131n Bran\u015f\u0131nda, en \u00e7ok prim \u00fcretimi yapan ilk 3 \u015firket ( T\u00fcrkiye Sigorta \u2013 Axa Sigorta \u2013 Anadolu Sigorta ) oldu.
\ud83d\udc49Hastal\u0131k Sa\u011fl\u0131k Bran\u015f\u0131nda, en \u00e7ok prim \u00fcretimi yapan ilk 3 \u015firket ( Allianz Sigorta \u2013 Bupa Ac\u0131badem Sigorta \u2013 T\u00fcrkiye Sigorta ) oldu.
\ud83d\udc49Hayat Bran\u015f\u0131nda, en \u00e7ok prim \u00fcretimi yapan ilk 3 \u015firket ( T\u00fcrkiye Hayat Emeklilik \u2013 Agesa Hayat Emeklilik \u2013 Viennalife Emeklilik ) oldu.<\/p>\n\n\n\n

2025 Y\u0131l\u0131 Genel Yorum ve Sekt\u00f6r \u00dczerine;<\/p>\n\n\n\n

\ud83d\udc49 2025 y\u0131l\u0131nda sekt\u00f6r, enflasyon etkisinden ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda dahi \u00e7ift haneli reel b\u00fcy\u00fcme sa\u011flam\u0131\u015f; bu durum sigorta penetrasyonunun ve fiyatlama disiplininin g\u00fc\u00e7lendi\u011fini g\u00f6stermektedir.<\/p>\n\n\n\n

\ud83d\udc49 Hayat sigortalar\u0131, 2025 y\u0131l\u0131nda sekt\u00f6r ortalamas\u0131n\u0131n \u00e7ok \u00fczerinde b\u00fcy\u00fcyerek dikkat \u00e7ekmi\u015ftir. Uzun vadeli tasarruf e\u011filimi, bireysel emeklilik fark\u0131ndal\u0131\u011f\u0131 ve kredi ba\u011flant\u0131l\u0131 \u00fcr\u00fcnler bu art\u0131\u015f\u0131n temel s\u00fcr\u00fckleyicileri olmu\u015ftur.
\ud83d\udc49 Sa\u011fl\u0131k, sorumluluk ve hukuksal risk temelli bran\u015flar; artan maliyetler, mevzuat bask\u0131s\u0131 ve risk fark\u0131ndal\u0131\u011f\u0131 nedeniyle yap\u0131sal b\u00fcy\u00fcme g\u00f6stermektedir.
2025 y\u0131l\u0131, T\u00fcrk sigorta sekt\u00f6r\u00fc i\u00e7in:
\u2022 B\u00fcy\u00fcmenin kalite kazand\u0131\u011f\u0131,
\u2022 Hayat ve sa\u011fl\u0131k bran\u015flar\u0131n\u0131n ivme ald\u0131\u011f\u0131,
\u2022 Reel b\u00fcy\u00fcmenin yeniden yakaland\u0131\u011f\u0131
bir y\u0131l olmu\u015ftur.
2026 y\u0131l\u0131nda ise sekt\u00f6r\u00fcn:
\u2022 Daha se\u00e7ici,
\u2022 Teknik k\u00e2rl\u0131l\u0131k odakl\u0131,
\u2022 \u00dcr\u00fcn ve m\u00fc\u015fteri segmentasyonu derinle\u015fmi\u015f
bir yap\u0131ya evrilmesi bekliyorum.
\u2022 T\u00fcm ko\u015fullar\u0131n stabil devam etmesi halinde, Kredi Faizlerinin baz etkisi ile kademeli azalacak olmas\u0131 \u00f6zellikle mali kardan teknik karl\u0131l\u0131\u011f\u0131 \u00f6nceliklendirecek bir sekt\u00f6r yolculu\u011funa i\u015faret edecektir diye d\u00fc\u015f\u00fcnmekteyim.<\/p>\n\n\n\n

\u015eirket bazl\u0131 detay analiz ve genel s\u0131ralama listeleri i\u00e7in ekleri inceleyebilirsiniz.<\/p>\n\n\n\n

Sevgiyle kal\u0131n.<\/p>\n\n\n\n

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Net Konu\u015fay\u0131m k\u00f6\u015femde bug\u00fcn Sigorta Sekt\u00f6r\u00fc Aral\u0131k 2025 \u0130statistiklerini yorumluyoruz.Sigorta Sekt\u00f6r\u00fc i\u00e7in 2025 y\u0131l\u0131, \u00e7ok fazla k\u0131r\u0131lman\u0131n ya\u015fand\u0131\u011f\u0131 ve de\u011fi\u015fkenli\u011fin…<\/p>\n","protected":false},"author":1,"featured_media":2129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-2271","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta-sektoru"],"_links":{"self":[{"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/posts\/2271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/comments?post=2271"}],"version-history":[{"count":1,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/posts\/2271\/revisions"}],"predecessor-version":[{"id":2280,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/posts\/2271\/revisions\/2280"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/media\/2129"}],"wp:attachment":[{"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/media?parent=2271"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/categories?post=2271"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kayaismail.com\/index.php\/wp-json\/wp\/v2\/tags?post=2271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}